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529 College Planning

A 529 Savings Plan investment can help with the cost of education.

  • How to Plan for College

    How to Plan for College

    As the cost of college continues to rise, paying for it takes careful planning. It’s important to consider a number of potential resources as part of any long-term savings strategy, including financial aid like grants, loans, and scholarships as well as investments like a 529 Savings Plan.

  • Our 529 Savings Plan

    The MFS 529 Savings Plan is a long-term, tax-deferred vehicle designed to help families save and invest money specifically to pay tuition and other related costs of higher education. Residents of Oregon may also benefit from additional tax advantages.

  • Forms & Related Documents

    Get started saving for college with the MFS 529 Savings Plan. These documents include an application,
    disclosures, pricing details, and more.


    MFS 529 Savings Plan Application
    MFS® 529 Savings Plan Participant Agreement and Disclosure Statement (sumday.com)
    Flexible Pricing Options
    Life Lessons: MFS 529 Savings Plan Brochure

    The MFS 529 Savings Plan is a flexible education investing plan sponsored by the state of Oregon, acting by and through the Oregon 529 Savings Board and is part of the Oregon 529 Savings Network. MFS Fund Distributors, Inc. is the Program Manager. MFS 529 Savings Plan accounts are considered municipal fund securities.

    Depending on your state of residence and the state of residence of the beneficiary, an investment in the MFS 529 Savings Plan may not afford you or your beneficiary state tax benefits or other benefits only available for investments in such state's qualified tuition program. State benefits may include financial aid, scholarship funds and protection from creditors.  State tax treatment may differ from the federal tax treatment. See your tax advisor to be sure you understand the tax issues related to a 529 plan. Withdrawals of earnings not used to pay for qualified higher education expenses are subject to an additional 10% federal tax penalty. State taxes may also apply.

    There is a $25 annual account fee associated with the MFS 529 Savings Plan. This annual fee is waived for Oregon residents and for those accounts with assets of $25,000 or more. Other waivers may apply, check with your financial advisor. Investments in 529 plans involve investment risks. You should consider your financial needs, goals, and risk tolerance prior to investing.

    Before investing in the MFS 529 Savings Plan, consider the investment objectives, risks, charges, and expenses. For a prospectus or summary prospectus containing this and other information, as well as a Participant Agreement and Disclosure Statement which includes an Expense Summary, contact your investment professional or view online at mfs.com. Read them carefully.

    MFS does not provide legal, tax, or accounting advice. Individuals should not use or rely upon the information provided herein without first consulting with their tax or legal professional about their particular circumstances. Any statement contained in this communication (or elsewhere on this web site) concerning U.S. tax matters was not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code. This communication was written to support the promotion or marketing of the transaction(s) or matter(s) addressed.

    This website is a general communication and is provided for informational and/or educational purposes only. None of the content should be viewed as a suggestion that you take or refrain from taking any action nor as a recommendation for any specific investment product, strategy, plan feature or other such purpose. Your use of this website indicates that you agree with the intended purpose. Prior to making any investment or financial decision, you should seek individualized advice from a personal financial, tax, and other professionals who are able to provide advice in the context of your particular financial situation.

How to Plan for College

As the cost of college continues to rise, paying for it takes careful planning. It’s important to consider a number of potential resources as part of any long-term savings strategy, including financial aid like grants, loans, and scholarships as well as investments like a 529 Savings Plan.

Our 529 Savings Plan

The MFS 529 Savings Plan is a long-term, tax-deferred vehicle designed to help families save and invest money specifically to pay tuition and other related costs of higher education. Residents of Oregon may also benefit from additional tax advantages.

Forms & Related Documents

Get started saving for college with the MFS 529 Savings Plan. These documents include an application,
disclosures, pricing details, and more.


MFS 529 Savings Plan Application
MFS® 529 Savings Plan Participant Agreement and Disclosure Statement (sumday.com)
Flexible Pricing Options
Life Lessons: MFS 529 Savings Plan Brochure

The MFS 529 Savings Plan is a flexible education investing plan sponsored by the state of Oregon, acting by and through the Oregon 529 Savings Board and is part of the Oregon 529 Savings Network. MFS Fund Distributors, Inc. is the Program Manager. MFS 529 Savings Plan accounts are considered municipal fund securities.

Depending on your state of residence and the state of residence of the beneficiary, an investment in the MFS 529 Savings Plan may not afford you or your beneficiary state tax benefits or other benefits only available for investments in such state's qualified tuition program. State benefits may include financial aid, scholarship funds and protection from creditors.  State tax treatment may differ from the federal tax treatment. See your tax advisor to be sure you understand the tax issues related to a 529 plan. Withdrawals of earnings not used to pay for qualified higher education expenses are subject to an additional 10% federal tax penalty. State taxes may also apply.

There is a $25 annual account fee associated with the MFS 529 Savings Plan. This annual fee is waived for Oregon residents and for those accounts with assets of $25,000 or more. Other waivers may apply, check with your financial advisor. Investments in 529 plans involve investment risks. You should consider your financial needs, goals, and risk tolerance prior to investing.

Before investing in the MFS 529 Savings Plan, consider the investment objectives, risks, charges, and expenses. For a prospectus or summary prospectus containing this and other information, as well as a Participant Agreement and Disclosure Statement which includes an Expense Summary, contact your investment professional or view online at mfs.com. Read them carefully.

MFS does not provide legal, tax, or accounting advice. Individuals should not use or rely upon the information provided herein without first consulting with their tax or legal professional about their particular circumstances. Any statement contained in this communication (or elsewhere on this web site) concerning U.S. tax matters was not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code. This communication was written to support the promotion or marketing of the transaction(s) or matter(s) addressed.

This website is a general communication and is provided for informational and/or educational purposes only. None of the content should be viewed as a suggestion that you take or refrain from taking any action nor as a recommendation for any specific investment product, strategy, plan feature or other such purpose. Your use of this website indicates that you agree with the intended purpose. Prior to making any investment or financial decision, you should seek individualized advice from a personal financial, tax, and other professionals who are able to provide advice in the context of your particular financial situation.
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